2012 HNL to RUB Historical Review

YEARLY HIGH

1.7755 RUB

YEARLY LOW

1.5212 RUB

YEARLY AVERAGE

1.6087 RUB

2012 HNL to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on June 1, valuing the pair at 1.7755. Conversely, the yearly low was recorded on March 26, dropping to 1.5212.

This high-to-low spread represents a total annual volatility of 0.2544 RUB. From a start-to-finish perspective, comparing the January average rate of 1.6468 to the December average rate of 1.5483, the exchange rate registered a net change of -5.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.7755 was up 2.37% compared to the 2011 peak of 1.7344, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 8,878 RUB

2011 Average 7,775 RUB

Yearly Trough Low 7,606 RUB

Transaction Impact: A difference of 1,271.81 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.7452

1.5203

JanuMarcMayJulySeptNove

HNL to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6071, compared to 1.6103 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0032 points.

H1 Avg (Jan–Jun) 1.6071

H2 Avg (Jul–Dec) 1.6103

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.2069 RUB (High: 1.7477 / Low: 1.5408). On the other end, April was the most stable month, with a tight range of 0.0308 RUB (High: 1.5580 / Low: 1.5272).

May Spread (Volatile) ±0.2069

April Spread (Stable) ±0.0308

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0820 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0820

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2012: 1.7265) against the same month in 2011 (average: 1.4788), the exchange rate shifted by +0.2476 (+16.74%).

2012 Avg (June) 1.7265

2011 Avg (June) 1.4788

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6970	1.5819	1.6468
February	1.5876	1.5268	1.5648
March	1.5582	1.5212	1.5390
April	1.5580	1.5272	1.5465
May	1.7477	1.5408	1.6190
June	1.7755	1.6934	1.7265
July	1.7322	1.6616	1.7024
August	1.6901	1.6174	1.6420
September	1.6549	1.5578	1.6016
October	1.5990	1.5600	1.5802
November	1.6053	1.5582	1.5873
December	1.5623	1.5274	1.5483