2015 HNL to RUB Historical Review

YEARLY HIGH

3.3026 RUB

YEARLY LOW

2.2404 RUB

YEARLY AVERAGE

2.8239 RUB

2015 HNL to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 3.3026. Conversely, the yearly low was recorded on May 18, dropping to 2.2404.

This high-to-low spread represents a total annual volatility of 1.0621 RUB. From a start-to-finish perspective, comparing the January average rate of 3.0427 to the December average rate of 3.2008, the exchange rate registered a net change of 5.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 3.3026 was up 1.56% compared to the 2014 peak of 3.2520, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 16,513 RUB

2014 Average 9,433 RUB

Yearly Trough Low 11,202 RUB

Transaction Impact: A difference of 5,310.74 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

3.2897

2.2234

JanuMarcMayJulySeptNove

HNL to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6960, compared to 2.9519 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2559 points.

H1 Avg (Jan–Jun) 2.6960

H2 Avg (Jul–Dec) 2.9519

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.5017 RUB (High: 3.2976 / Low: 2.7959). On the other end, June was the most stable month, with a tight range of 0.1550 RUB (High: 2.5718 / Low: 2.4168).

January Spread (Volatile) ±0.5017

June Spread (Stable) ±0.1550

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3532 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.3532

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 3.2008) against the same month in 2014 (average: 2.6685), the exchange rate shifted by +0.5323 (+19.95%).

2015 Avg (December) 3.2008

2014 Avg (December) 2.6685

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.2976	2.7959	3.0427
February	3.2981	2.8910	3.0413
March	2.9491	2.6659	2.8130
April	2.6870	2.3166	2.4598
May	2.3977	2.2404	2.3123
June	2.5718	2.4168	2.5069
July	2.7902	2.5413	2.6257
August	3.2174	2.8022	2.9865
September	3.1568	2.9878	3.0595
October	3.0282	2.7940	2.8734
November	3.0413	2.8603	2.9652
December	3.3026	3.0404	3.2008