YEARLY HIGH
4.4760 RUB
YEARLY LOW
2.8906 RUB
YEARLY AVERAGE
3.2249 RUB

2025 HNL to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HNL to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 4.4760. Conversely, the yearly low was recorded on December 4, dropping to 2.8906.

This high-to-low spread represents a total annual volatility of 1.5854 RUB. From a start-to-finish perspective, comparing the January average rate of 4.0347 to the December average rate of 2.9897, the exchange rate registered a net change of -25.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 4.4760 was down 0.01% compared to the 2024 peak of 4.4765, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 22,380 RUB
2024 Average 18,664 RUB
Yearly Trough Low 14,453 RUB
Transaction Impact: A difference of 7,927.03 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4.1392
2.8852
JanuMarcMayJulySeptNove

HNL to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3930, compared to 3.0569 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3361 points.

H1 Avg (Jan–Jun) 3.3930
H2 Avg (Jul–Dec) 3.0569

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 0.6683 RUB (High: 4.4760 / Low: 3.8077). On the other end, August was the most stable month, with a tight range of 0.0789 RUB (High: 3.0895 / Low: 3.0106).

January Spread (Volatile) ±0.6683
August Spread (Stable) ±0.0789

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.4098 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.4098

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 4.0347) against the same month in 2024 (average: 3.6188), the exchange rate shifted by +0.4158 (+11.49%).

2025 Avg (January) 4.0347
2024 Avg (January) 3.6188

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.4760 3.8077 4.0347
February 3.9336 3.3790 3.6248
March 3.5222 3.1779 3.3559
April 3.3658 3.1400 3.2283
May 3.1822 2.9503 3.0972
June 3.0653 2.9685 3.0172
July 3.0909 2.9562 3.0035
August 3.0895 3.0106 3.0471
September 3.2314 3.0561 3.1676
October 3.1707 3.0031 3.0871
November 3.0917 2.9576 3.0463
December 3.0686 2.8906 2.9897