2019 HNL to RUB Historical Review

YEARLY HIGH

4.2739 RUB

YEARLY LOW

2.5081 RUB

YEARLY AVERAGE

2.6373 RUB

2019 HNL to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HNL to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 4.2739. Conversely, the yearly low was recorded on December 24, dropping to 2.5081.

This high-to-low spread represents a total annual volatility of 1.7657 RUB. From a start-to-finish perspective, comparing the January average rate of 2.7309 to the December average rate of 2.5980, the exchange rate registered a net change of -4.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 4.2739 was up 45.49% compared to the 2018 peak of 2.9375, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 21,369 RUB

2018 Average 13,129 RUB

Yearly Trough Low 12,541 RUB

Transaction Impact: A difference of 8,828.74 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

2.7471

2.5524

JanuMarcMayJulySeptNove

HNL to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6617, compared to 2.6129 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0488 points.

H1 Avg (Jan–Jun) 2.6617

H2 Avg (Jul–Dec) 2.6129

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 1.7657 RUB (High: 4.2739 / Low: 2.5081). On the other end, November was the most stable month, with a tight range of 0.0486 RUB (High: 2.6193 / Low: 2.5707).

December Spread (Volatile) ±1.7657

November Spread (Stable) ±0.0486

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0684 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0684

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 2.5980) against the same month in 2018 (average: 2.7867), the exchange rate shifted by -0.1887 (-6.77%).

2019 Avg (December) 2.5980

2018 Avg (December) 2.7867

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8409	2.6756	2.7309
February	2.7163	2.6651	2.6856
March	2.7203	2.6033	2.6608
April	2.6718	2.5987	2.6328
May	2.7583	2.6159	2.6644
June	2.6879	2.5315	2.5960
July	2.5979	2.5449	2.5686
August	2.7491	2.6087	2.6817
September	2.7239	2.5848	2.6378
October	2.6608	2.5765	2.6045
November	2.6193	2.5707	2.5868
December	4.2739	2.5081	2.5980