2014 HNL to RUB Historical Review

YEARLY HIGH

3.2520 RUB

YEARLY LOW

1.6086 RUB

YEARLY AVERAGE

1.8856 RUB

2014 HNL to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HNL to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 3.2520. Conversely, the yearly low was recorded on June 26, dropping to 1.6086.

This high-to-low spread represents a total annual volatility of 1.6434 RUB. From a start-to-finish perspective, comparing the January average rate of 1.6807 to the December average rate of 2.6685, the exchange rate registered a net change of 58.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 3.2520 was up 96.55% compared to the 2013 peak of 1.6545, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 16,260 RUB

2013 Average 7,931 RUB

Yearly Trough Low 8,043 RUB

Transaction Impact: A difference of 8,216.87 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.7703

1.5485

JanuMarcMayJulySeptNove

HNL to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7779, compared to 1.9932 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2154 points.

H1 Avg (Jan–Jun) 1.7779

H2 Avg (Jul–Dec) 1.9932

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.8463 RUB (High: 3.2520 / Low: 2.4056). On the other end, August was the most stable month, with a tight range of 0.0481 RUB (High: 1.7558 / Low: 1.7077).

December Spread (Volatile) ±0.8463

August Spread (Stable) ±0.0481

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1671 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.1671

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 2.6685) against the same month in 2013 (average: 1.6095), the exchange rate shifted by +1.0591 (+65.80%).

2014 Avg (December) 2.6685

2013 Avg (December) 1.6095

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7642	1.6218	1.6807
February	1.8421	1.7489	1.7858
March	1.8990	1.8322	1.8704
April	1.8924	1.8280	1.8625
May	1.8759	1.6837	1.8175
June	1.6959	1.6086	1.6503
July	1.7066	1.6219	1.6577
August	1.7558	1.7077	1.7222
September	1.8744	1.7457	1.8014
October	2.0215	1.8779	1.9254
November	2.3570	2.0193	2.1843
December	3.2520	2.4056	2.6685