2016 HNL to RUB Historical Review

YEARLY HIGH

3.6555 RUB

YEARLY LOW

2.5908 RUB

YEARLY AVERAGE

2.9458 RUB

2016 HNL to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on January 21, valuing the pair at 3.6555. Conversely, the yearly low was recorded on December 28, dropping to 2.5908.

This high-to-low spread represents a total annual volatility of 1.0646 RUB. From a start-to-finish perspective, comparing the January average rate of 3.4126 to the December average rate of 2.6599, the exchange rate registered a net change of -22.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 3.6555 was up 10.69% compared to the 2015 peak of 3.3026, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 18,277 RUB

2015 Average 14,115 RUB

Yearly Trough Low 12,954 RUB

Transaction Impact: A difference of 5,323.11 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

3.4965

2.5839

JanuMarcMayJulySeptNove

HNL to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.1100, compared to 2.7816 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3284 points.

H1 Avg (Jan–Jun) 3.1100

H2 Avg (Jul–Dec) 2.7816

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.3820 RUB (High: 3.6555 / Low: 3.2735). On the other end, October was the most stable month, with a tight range of 0.0685 RUB (High: 2.7804 / Low: 2.7120).

January Spread (Volatile) ±0.3820

October Spread (Stable) ±0.0685

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3291 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.3291

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 3.4126) against the same month in 2015 (average: 3.0427), the exchange rate shifted by +0.3699 (+12.16%).

2016 Avg (January) 3.4126

2015 Avg (January) 3.0427

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.6555	3.2735	3.4126
February	3.5295	3.3343	3.4205
March	3.2590	2.9737	3.0914
April	3.0308	2.8739	2.9501
May	2.9646	2.8730	2.9184
June	2.9579	2.7982	2.8668
July	2.9265	2.7529	2.8255
August	2.9353	2.7950	2.8385
September	2.8776	2.7521	2.8228
October	2.7804	2.7120	2.7398
November	2.8566	2.7609	2.8029
December	2.7680	2.5908	2.6599