YEARLY HIGH
3.2228 RUB
YEARLY LOW
2.8768 RUB
YEARLY AVERAGE
3.0577 RUB

2021 HNL to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 3.2228. Conversely, the yearly low was recorded on October 26, dropping to 2.8768.

This high-to-low spread represents a total annual volatility of 0.3461 RUB. From a start-to-finish perspective, comparing the January average rate of 3.0725 to the December average rate of 3.0413, the exchange rate registered a net change of -1.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.2228 was down 1.80% compared to the 2020 peak of 3.2819, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 16,114 RUB
2020 Average 14,622 RUB
Yearly Trough Low 14,384 RUB
Transaction Impact: A difference of 1,730.43 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.1792
2.9314
JanuMarcMayJulySeptNove

HNL to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0773, compared to 3.0381 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0392 points.

H1 Avg (Jan–Jun) 3.0773
H2 Avg (Jul–Dec) 3.0381

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.2007 RUB (High: 3.1270 / Low: 2.9263). On the other end, December was the most stable month, with a tight range of 0.0735 RUB (High: 3.0790 / Low: 3.0055).

November Spread (Volatile) ±0.2007
December Spread (Stable) ±0.0735

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0893 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0893

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 3.1586) against the same month in 2020 (average: 3.0083), the exchange rate shifted by +0.1502 (+4.99%).

2021 Avg (April) 3.1586
2020 Avg (April) 3.0083

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.1554 2.9790 3.0725
February 3.1422 3.0228 3.0668
March 3.1763 3.0033 3.0788
April 3.2228 3.0837 3.1586
May 3.1177 3.0380 3.0692
June 3.0569 2.9799 3.0177
July 3.1399 3.0498 3.0968
August 3.1320 3.0544 3.0926
September 3.0625 2.9890 3.0248
October 3.0123 2.8768 2.9520
November 3.1270 2.9263 3.0209
December 3.0790 3.0055 3.0413