2013 HNL to RUB Historical Review

YEARLY HIGH

1.6545 RUB

YEARLY LOW

1.4991 RUB

YEARLY AVERAGE

1.5858 RUB

2013 HNL to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HNL to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on May 23, valuing the pair at 1.6545. Conversely, the yearly low was recorded on February 3, dropping to 1.4991.

This high-to-low spread represents a total annual volatility of 0.1554 RUB. From a start-to-finish perspective, comparing the January average rate of 1.5192 to the December average rate of 1.6095, the exchange rate registered a net change of 5.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.6545 was down 6.82% compared to the 2012 peak of 1.7755, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 8,273 RUB

2012 Average 8,044 RUB

Yearly Trough Low 7,495 RUB

Transaction Impact: A difference of 777.22 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.6294

1.5041

JanuMarcMayJulySeptNove

HNL to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5699, compared to 1.6018 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0318 points.

H1 Avg (Jan–Jun) 1.5699

H2 Avg (Jul–Dec) 1.6018

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.1050 RUB (High: 1.6545 / Low: 1.5495). On the other end, August was the most stable month, with a tight range of 0.0224 RUB (High: 1.6317 / Low: 1.6093).

May Spread (Volatile) ±0.1050

August Spread (Stable) ±0.0224

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0295 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0295

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2013: 1.6190) against the same month in 2012 (average: 1.6190), the exchange rate shifted by -0.0001 (-0.00%).

2013 Avg (May) 1.6190

2012 Avg (May) 1.6190

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5342	1.5088	1.5192
February	1.5383	1.4991	1.5145
March	1.5849	1.5433	1.5591
April	1.6373	1.5839	1.6134
May	1.6545	1.5495	1.6190
June	1.6212	1.5647	1.5945
July	1.6418	1.5932	1.6154
August	1.6317	1.6093	1.6187
September	1.6388	1.5597	1.5984
October	1.5819	1.5538	1.5689
November	1.6177	1.5815	1.5997
December	1.6234	1.5957	1.6095