2012 HTG to BIF Historical Review

YEARLY HIGH

36.6108 BIF

YEARLY LOW

30.9842 BIF

YEARLY AVERAGE

33.6438 BIF

2012 HTG to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HTG to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 36.6108. Conversely, the yearly low was recorded on April 8, dropping to 30.9842.

This high-to-low spread represents a total annual volatility of 5.6266 BIF. From a start-to-finish perspective, comparing the January average rate of 32.0931 to the December average rate of 36.1684, the exchange rate registered a net change of 12.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 36.6108 was up 11.84% compared to the 2011 peak of 32.7347, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 183,054 BIF

2011 Average 148,985 BIF

Yearly Trough Low 154,921 BIF

Transaction Impact: A difference of 28,133.13 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

36.6308

31.0820

JanuMarcMayJulySeptNove

HTG to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 32.3375, compared to 34.9501 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.6125 points.

H1 Avg (Jan–Jun) 32.3375

H2 Avg (Jul–Dec) 34.9501

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 1.9256 BIF (High: 32.9098 / Low: 30.9842). On the other end, August was the most stable month, with a tight range of 0.3548 BIF (High: 34.5035 / Low: 34.1487).

April Spread (Volatile) ±1.9256

August Spread (Stable) ±0.3548

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.5668 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.5668

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 36.1684) against the same month in 2011 (average: 31.8509), the exchange rate shifted by +4.3176 (+13.56%).

2012 Avg (December) 36.1684

2011 Avg (December) 31.8509

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	32.7251	31.6414	32.0931
February	32.4083	31.6767	32.1112
March	31.7271	31.2670	31.5444
April	32.9098	30.9842	31.7842
May	33.6044	32.4230	33.1248
June	33.8492	33.0962	33.3676
July	34.5273	33.4522	33.9195
August	34.5035	34.1487	34.3286
September	35.1644	34.1143	34.6060
October	35.3107	34.7885	35.1921
November	36.1034	34.8801	35.4856
December	36.6108	35.4869	36.1684