2020 HTG to BIF Historical Review

YEARLY HIGH

31.0642 BIF

YEARLY LOW

17.0795 BIF

YEARLY AVERAGE

21.2438 BIF

2020 HTG to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 31.0642. Conversely, the yearly low was recorded on September 6, dropping to 17.0795.

This high-to-low spread represents a total annual volatility of 13.9847 BIF. From a start-to-finish perspective, comparing the January average rate of 19.1907 to the December average rate of 27.8012, the exchange rate registered a net change of 44.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 31.0642 was up 32.93% compared to the 2019 peak of 23.3687, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 155,321 BIF

2019 Average 102,445 BIF

Yearly Trough Low 85,398 BIF

Transaction Impact: A difference of 69,923.27 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

31.8213

15.9035

JanuMarcMayJulySeptNove

HTG to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.9742, compared to 23.5135 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.5393 points.

H1 Avg (Jan–Jun) 18.9742

H2 Avg (Jul–Dec) 23.5135

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 2.9406 BIF (High: 29.6501 / Low: 26.7095). On the other end, August was the most stable month, with a tight range of 0.2717 BIF (High: 17.4240 / Low: 17.1523).

December Spread (Volatile) ±2.9406

August Spread (Stable) ±0.2717

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 2.4123 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -2.4123

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 30.4949) against the same month in 2019 (average: 19.3367), the exchange rate shifted by +11.1582 (+57.70%).

2020 Avg (October) 30.4949

2019 Avg (October) 19.3367

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	19.8309	18.9839	19.1907
February	21.3896	18.7156	19.3593
March	21.3896	19.8374	20.0777
April	20.0676	19.3416	19.6693
May	18.2076	17.5542	17.9024
June	17.9087	17.4654	17.6459
July	17.5884	17.2971	17.4576
August	17.4240	17.1523	17.2300
September	18.3622	17.0795	17.8837
October	31.0642	28.6914	30.4949
November	30.8340	29.3453	30.2135
December	29.6501	26.7095	27.8012