2015 HTG to BIF Historical Review

YEARLY HIGH

33.8643 BIF

YEARLY LOW

27.1395 BIF

YEARLY AVERAGE

31.0141 BIF

2015 HTG to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HTG to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 33.8643. Conversely, the yearly low was recorded on December 28, dropping to 27.1395.

This high-to-low spread represents a total annual volatility of 6.7247 BIF. From a start-to-finish perspective, comparing the January average rate of 33.6579 to the December average rate of 27.5486, the exchange rate registered a net change of -18.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 33.8643 was down 15.40% compared to the 2014 peak of 40.0299, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 169,321 BIF

2014 Average 174,428 BIF

Yearly Trough Low 135,698 BIF

Transaction Impact: A difference of 33,623.65 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

34.2688

26.9377

JanuMarcMayJulySeptNove

HTG to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 33.1994, compared to 28.8288 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.3706 points.

H1 Avg (Jan–Jun) 33.1994

H2 Avg (Jul–Dec) 28.8288

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 3.2952 BIF (High: 30.7334 / Low: 27.4381). On the other end, February was the most stable month, with a tight range of 0.4671 BIF (High: 33.8393 / Low: 33.3723).

July Spread (Volatile) ±3.2952

February Spread (Stable) ±0.4671

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 3.2891 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -3.2891

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 33.4169) against the same month in 2014 (average: 35.0953), the exchange rate shifted by -1.6784 (-4.78%).

2015 Avg (March) 33.4169

2014 Avg (March) 35.0953

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	33.8598	33.3675	33.6579
February	33.8393	33.3723	33.6568
March	33.8643	32.8734	33.4169
April	33.2094	32.6716	32.9751
May	33.0419	32.4937	32.8679
June	33.2027	32.0739	32.6216
July	30.7334	27.4381	29.3324
August	29.8551	27.4029	29.0992
September	29.8302	29.0704	29.3965
October	29.4582	28.8475	29.1206
November	29.0488	27.8731	28.4753
December	28.1661	27.1395	27.5486