2013 HTG to BIF Historical Review

YEARLY HIGH

39.8720 BIF

YEARLY LOW

35.2287 BIF

YEARLY AVERAGE

36.4494 BIF

2013 HTG to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HTG to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 39.8720. Conversely, the yearly low was recorded on July 29, dropping to 35.2287.

This high-to-low spread represents a total annual volatility of 4.6433 BIF. From a start-to-finish perspective, comparing the January average rate of 35.9967 to the December average rate of 38.1966, the exchange rate registered a net change of 6.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 39.8720 was up 8.91% compared to the 2012 peak of 36.6108, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 199,360 BIF

2012 Average 168,252 BIF

Yearly Trough Low 176,143 BIF

Transaction Impact: A difference of 23,216.46 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

38.4758

35.1262

JanuMarcMayJulySeptNove

HTG to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.6443, compared to 36.2544 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3899 points.

H1 Avg (Jan–Jun) 36.6443

H2 Avg (Jul–Dec) 36.2544

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 4.4885 BIF (High: 39.8720 / Low: 35.3835). On the other end, August was the most stable month, with a tight range of 0.2979 BIF (High: 35.5372 / Low: 35.2393).

December Spread (Volatile) ±4.4885

August Spread (Stable) ±0.2979

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.8162 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.8162

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 38.1966) against the same month in 2012 (average: 36.1684), the exchange rate shifted by +2.0282 (+5.61%).

2013 Avg (December) 38.1966

2012 Avg (December) 36.1684

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	36.8675	35.6722	35.9967
February	37.1123	36.3912	36.8305
March	37.1077	35.4379	36.6253
April	37.1814	36.7337	36.9799
May	37.0787	36.5403	36.9429
June	36.8877	35.8746	36.4904
July	36.2624	35.2287	35.6741
August	35.5372	35.2393	35.4053
September	36.0774	35.2931	35.5701
October	36.3942	35.4963	35.8427
November	39.2765	35.6735	36.8377
December	39.8720	35.3835	38.1966