2026 HTG to BIF Historical Review

YEARLY HIGH

22.9325 BIF

YEARLY LOW

21.8777 BIF

YEARLY AVERAGE

22.7045 BIF

2026 HTG to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HTG to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 1, valuing the pair at 22.9325. Conversely, the yearly low was recorded on March 9, dropping to 21.8777.

This high-to-low spread represents a total annual volatility of 1.0548 BIF. From a start-to-finish perspective, comparing the January average rate of 22.6026 to the December average rate of 22.8283, the exchange rate registered a net change of 1.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 22.9325 was up 0.32% compared to the 2025 peak of 22.8582, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 114,662 BIF

2025 Average 112,954 BIF

Yearly Trough Low 109,389 BIF

Transaction Impact: A difference of 5,273.82 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

22.8516

22.5727

JanuMarcMayJuly

HTG to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.6694, compared to 22.8097 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1403 points.

H1 Avg (Jan–Jun) 22.6694

H2 Avg (Jul–Dec) 22.8097

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.8045 BIF (High: 22.6822 / Low: 21.8777). On the other end, May was the most stable month, with a tight range of 0.0402 BIF (High: 22.7535 / Low: 22.7133).

March Spread (Volatile) ±0.8045

May Spread (Stable) ±0.0402

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0124 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0124

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2026: 22.8283) against the same month in 2025 (average: 22.6909), the exchange rate shifted by +0.1374 (+0.61%).

2026 Avg (August) 22.8283

2025 Avg (August) 22.6909

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	22.6523	22.4868	22.6026
February	22.6467	22.5259	22.6083
March	22.6822	21.8777	22.5959
April	22.7309	22.6185	22.6829
May	22.7535	22.7133	22.7246
June	22.8971	22.6905	22.8023
July	22.8511	22.7410	22.7912
August	22.9325	22.7241	22.8283