2024 HTG to BIF Historical Review

YEARLY HIGH

22.6392 BIF

YEARLY LOW

21.4992 BIF

YEARLY AVERAGE

21.8546 BIF

2024 HTG to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HTG to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 22.6392. Conversely, the yearly low was recorded on February 28, dropping to 21.4992.

This high-to-low spread represents a total annual volatility of 1.1400 BIF. From a start-to-finish perspective, comparing the January average rate of 21.6750 to the December average rate of 22.5325, the exchange rate registered a net change of 3.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 22.6392 was up 4.71% compared to the 2023 peak of 21.6211, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 113,196 BIF

2023 Average 90,973 BIF

Yearly Trough Low 107,496 BIF

Transaction Impact: A difference of 5,699.94 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

22.6268

21.4948

JanuMarcMayJulySeptNove

HTG to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.6418, compared to 22.0674 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4256 points.

H1 Avg (Jan–Jun) 21.6418

H2 Avg (Jul–Dec) 22.0674

Volatility Range Comparison

Volatility

The most volatile month in 2024 was December, with a trading range of 0.5487 BIF (High: 22.6392 / Low: 22.0905). On the other end, April was the most stable month, with a tight range of 0.0818 BIF (High: 21.6684 / Low: 21.5866).

December Spread (Volatile) ±0.5487

April Spread (Stable) ±0.0818

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0631 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0631

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 22.5325) against the same month in 2023 (average: 21.5593), the exchange rate shifted by +0.9731 (+4.51%).

2024 Avg (December) 22.5325

2023 Avg (December) 21.5593

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	21.7389	21.6006	21.6750
February	21.7534	21.4992	21.6522
March	21.6335	21.5354	21.5891
April	21.6684	21.5866	21.6199
May	21.7381	21.5626	21.6317
June	21.8553	21.5817	21.6832
July	21.8399	21.7052	21.7919
August	21.9432	21.7810	21.8714
September	21.9991	21.8325	21.9457
October	22.4081	21.9466	22.0372
November	22.5395	22.0041	22.2260
December	22.6392	22.0905	22.5325