YEARLY HIGH
20.2362 BIF
YEARLY LOW
14.0556 BIF
YEARLY AVERAGE
17.5792 BIF

2022 HTG to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HTG to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 20.2362. Conversely, the yearly low was recorded on December 31, dropping to 14.0556.

This high-to-low spread represents a total annual volatility of 6.1806 BIF. From a start-to-finish perspective, comparing the January average rate of 19.6820 to the December average rate of 14.2824, the exchange rate registered a net change of -27.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 20.2362 was down 25.92% compared to the 2021 peak of 27.3182, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 101,181 BIF
2021 Average 111,327 BIF
Yearly Trough Low 70,278 BIF
Transaction Impact: A difference of 30,903.02 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

20.2220
13.7425
JanuMarcMayJulySeptNove

HTG to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.8868, compared to 16.2716 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.6152 points.

H1 Avg (Jan–Jun) 18.8868
H2 Avg (Jul–Dec) 16.2716

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 2.1646 BIF (High: 17.7358 / Low: 15.5712). On the other end, July was the most stable month, with a tight range of 0.5368 BIF (High: 17.9552 / Low: 17.4184).

August Spread (Volatile) ±2.1646
July Spread (Stable) ±0.5368

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.3044 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -1.3044

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 19.6820) against the same month in 2021 (average: 26.6874), the exchange rate shifted by -7.0054 (-26.25%).

2022 Avg (January) 19.6820
2021 Avg (January) 26.6874

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 20.2362 19.2970 19.6820
February 19.8440 19.1611 19.5220
March 19.5987 18.8926 19.1965
April 19.4034 18.3671 18.7556
May 18.6905 17.8011 18.2453
June 18.3451 17.5267 17.9192
July 17.9552 17.4184 17.7286
August 17.7358 15.5712 16.5512
September 17.5655 16.9165 17.2655
October 17.1125 15.9032 16.5530
November 16.1049 14.6999 15.2486
December 14.6482 14.0556 14.2824