2014 HTG to BIF Historical Review

YEARLY HIGH

40.0299 BIF

YEARLY LOW

33.3768 BIF

YEARLY AVERAGE

34.9090 BIF

2014 HTG to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HTG to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 40.0299. Conversely, the yearly low was recorded on December 28, dropping to 33.3768.

This high-to-low spread represents a total annual volatility of 6.6531 BIF. From a start-to-finish perspective, comparing the January average rate of 36.0931 to the December average rate of 33.6415, the exchange rate registered a net change of -6.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 40.0299 was up 0.40% compared to the 2013 peak of 39.8720, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 200,150 BIF

2013 Average 182,230 BIF

Yearly Trough Low 166,884 BIF

Transaction Impact: A difference of 33,265.38 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

38.9747

33.1567

JanuMarcMayJulySeptNove

HTG to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 35.5036, compared to 34.3144 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.1891 points.

H1 Avg (Jan–Jun) 35.5036

H2 Avg (Jul–Dec) 34.3144

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 4.6080 BIF (High: 40.0299 / Low: 35.4220). On the other end, April was the most stable month, with a tight range of 0.5146 BIF (High: 34.9276 / Low: 34.4130).

February Spread (Volatile) ±4.6080

April Spread (Stable) ±0.5146

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.3946 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -3.3946

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 38.4898) against the same month in 2013 (average: 36.8305), the exchange rate shifted by +1.6593 (+4.51%).

2014 Avg (February) 38.4898

2013 Avg (February) 36.8305

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	37.3309	35.3425	36.0931
February	40.0299	35.4220	38.4898
March	35.8459	34.0890	35.0953
April	34.9276	34.4130	34.6826
May	34.7211	34.1966	34.3841
June	34.6064	33.9813	34.2766
July	34.7054	34.0974	34.5139
August	34.6758	34.1133	34.5025
September	34.8687	34.3130	34.5699
October	35.2697	34.0007	34.7627
November	34.6578	33.5552	33.8963
December	33.8995	33.3768	33.6415