2025 HTG to BIF Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2025.
2025 HTG to BIF Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2025
During 2025, the HTG to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 22.8582. Conversely, the yearly low was recorded on November 9, dropping to 22.1256.
This high-to-low spread represents a total annual volatility of 0.7327 BIF. From a start-to-finish perspective, comparing the January average rate of 22.5808 to the December average rate of 22.5917, the exchange rate registered a net change of 0.05% (reflecting a strengthening trend).
Looking at year-over-year peak valuations, the 2025 high of 22.8582 was up 0.97% compared to the 2024 peak of 22.6392, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 HTG based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2025.
HTG to BIF Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 22.5770, compared to 22.6045 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0275 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2025 was March, with a trading range of 0.6867 BIF (High: 22.8582 / Low: 22.1715). On the other end, December was the most stable month, with a tight range of 0.1267 BIF (High: 22.6731 / Low: 22.5465).
Growth Streaks & Declines
TrendsNo sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1354 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (March 2025: 22.5268) against the same month in 2024 (average: 21.5891), the exchange rate shifted by +0.9376 (+4.34%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 22.7442 | 22.3344 | 22.5808 |
| February | 22.6464 | 22.3280 | 22.5488 |
| March | 22.8582 | 22.1715 | 22.5268 |
| April | 22.7845 | 22.3712 | 22.6592 |
| May | 22.7795 | 22.3680 | 22.5653 |
| June | 22.7545 | 22.4149 | 22.5813 |
| July | 22.7140 | 22.2938 | 22.5803 |
| August | 22.8195 | 22.4304 | 22.6909 |
| September | 22.8167 | 22.4056 | 22.6819 |
| October | 22.7413 | 22.4508 | 22.5466 |
| November | 22.7023 | 22.1256 | 22.5356 |
| December | 22.6731 | 22.5465 | 22.5917 |