2018 HTG to BIF Historical Review

YEARLY HIGH

27.9284 BIF

YEARLY LOW

23.1708 BIF

YEARLY AVERAGE

26.3740 BIF

2018 HTG to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HTG to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 22, valuing the pair at 27.9284. Conversely, the yearly low was recorded on December 25, dropping to 23.1708.

This high-to-low spread represents a total annual volatility of 4.7575 BIF. From a start-to-finish perspective, comparing the January average rate of 27.3356 to the December average rate of 23.7670, the exchange rate registered a net change of -13.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 27.9284 was down 2.81% compared to the 2017 peak of 28.7361, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 139,642 BIF

2017 Average 132,777 BIF

Yearly Trough Low 115,854 BIF

Transaction Impact: A difference of 23,787.62 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

27.8907

23.3921

JanuMarcMayJulySeptNove

HTG to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.3269, compared to 25.4211 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.9057 points.

H1 Avg (Jan–Jun) 27.3269

H2 Avg (Jul–Dec) 25.4211

Volatility Range Comparison

Volatility

The most volatile month in 2018 was August, with a trading range of 1.3298 BIF (High: 26.9246 / Low: 25.5948). On the other end, September was the most stable month, with a tight range of 0.2236 BIF (High: 25.6821 / Low: 25.4586).

August Spread (Volatile) ±1.3298

September Spread (Stable) ±0.2236

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 1.0179 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.0179

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2018: 27.4110) against the same month in 2017 (average: 24.7764), the exchange rate shifted by +2.6346 (+10.63%).

2018 Avg (May) 27.4110

2017 Avg (May) 24.7764

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	27.6694	26.8244	27.3356
February	27.6706	27.3563	27.5158
March	27.6838	27.1354	27.4040
April	27.5846	27.0864	27.3500
May	27.9284	26.9732	27.4110
June	27.6478	26.5588	26.9448
July	27.4046	26.1317	26.6764
August	26.9246	25.5948	26.3613
September	25.6821	25.4586	25.5937
October	25.9719	24.8307	25.3437
November	25.2303	24.3306	24.7849
December	24.4269	23.1708	23.7670