2019 HTG to BIF Historical Review

YEARLY HIGH

23.3687 BIF

YEARLY LOW

19.1812 BIF

YEARLY AVERAGE

20.4985 BIF

2019 HTG to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HTG to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 23.3687. Conversely, the yearly low was recorded on November 3, dropping to 19.1812.

This high-to-low spread represents a total annual volatility of 4.1875 BIF. From a start-to-finish perspective, comparing the January average rate of 23.1133 to the December average rate of 19.4949, the exchange rate registered a net change of -15.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 23.3687 was down 16.33% compared to the 2018 peak of 27.9284, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 116,844 BIF

2018 Average 131,834 BIF

Yearly Trough Low 95,906 BIF

Transaction Impact: A difference of 20,937.66 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

23.5006

18.8523

JanuMarcMayJulySeptNove

HTG to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.5857, compared to 19.4112 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.1744 points.

H1 Avg (Jan–Jun) 21.5857

H2 Avg (Jul–Dec) 19.4112

Volatility Range Comparison

Volatility

The most volatile month in 2019 was February, with a trading range of 1.6863 BIF (High: 23.3637 / Low: 21.6774). On the other end, November was the most stable month, with a tight range of 0.1293 BIF (High: 19.3105 / Low: 19.1812).

February Spread (Volatile) ±1.6863

November Spread (Stable) ±0.1293

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.9477 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.9477

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 23.1133) against the same month in 2018 (average: 27.3356), the exchange rate shifted by -4.2223 (-15.45%).

2019 Avg (January) 23.1133

2018 Avg (January) 27.3356

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	23.3687	22.7446	23.1133
February	23.3637	21.6774	22.2773
March	22.1110	21.5230	21.8417
April	21.8349	21.3298	21.5941
May	21.3326	20.2205	20.8177
June	20.3305	19.6279	19.8700
July	19.6822	19.5064	19.5935
August	19.5188	19.3346	19.4092
September	19.5848	19.2130	19.3935
October	19.5125	19.2079	19.3367
November	19.3105	19.1812	19.2397
December	19.8091	19.2832	19.4949