2011 HTG to HRK Historical Review

YEARLY HIGH

0.1448 HRK

YEARLY LOW

0.1215 HRK

YEARLY AVERAGE

0.1318 HRK

2011 HTG to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2011

During 2011, the HTG to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.1448. Conversely, the yearly low was recorded on May 4, dropping to 0.1215.

This high-to-low spread represents a total annual volatility of 0.0233 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1376 to the December average rate of 0.1410, the exchange rate registered a net change of 2.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2011 high of 0.1448 was down 4.10% compared to the 2010 peak of 0.1509, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 724 HRK

2010 Average 685 HRK

Yearly Trough Low 608 HRK

Transaction Impact: A difference of 116.28 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2011.

0.1425

0.1238

JanuMarcMayJulySeptNove

HTG to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1299, compared to 0.1336 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 0.1299

H2 Avg (Jul–Dec) 0.1336

Volatility Range Comparison

Volatility

The most volatile month in 2011 was January, with a trading range of 0.0099 HRK (High: 0.1423 / Low: 0.1325). On the other end, August was the most stable month, with a tight range of 0.0031 HRK (High: 0.1298 / Low: 0.1267).

January Spread (Volatile) ±0.0099

August Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0044 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0044

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2011: 0.1410) against the same month in 2010 (average: 0.1391), the exchange rate shifted by +0.0019 (+1.37%).

2011 Avg (December) 0.1410

2010 Avg (December) 0.1391

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1423	0.1325	0.1376
February	0.1349	0.1317	0.1333
March	0.1323	0.1272	0.1298
April	0.1291	0.1221	0.1254
May	0.1312	0.1215	0.1268
June	0.1293	0.1252	0.1266
July	0.1319	0.1252	0.1282
August	0.1298	0.1267	0.1283
September	0.1371	0.1290	0.1340
October	0.1391	0.1296	0.1339
November	0.1402	0.1333	0.1362
December	0.1448	0.1370	0.1410