2012 HTG to HRK Historical Review

YEARLY HIGH

0.1479 HRK

YEARLY LOW

0.1342 HRK

YEARLY AVERAGE

0.1404 HRK

2012 HTG to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HTG to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 16, valuing the pair at 0.1479. Conversely, the yearly low was recorded on September 17, dropping to 0.1342.

This high-to-low spread represents a total annual volatility of 0.0137 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1448 to the December average rate of 0.1362, the exchange rate registered a net change of -5.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1479 was up 2.17% compared to the 2011 peak of 0.1448, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 739 HRK

2011 Average 659 HRK

Yearly Trough Low 671 HRK

Transaction Impact: A difference of 68.43 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1460

0.1354

JanuMarcMayJulySeptNove

HTG to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1410, compared to 0.1398 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.1410

H2 Avg (Jul–Dec) 0.1398

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0098 HRK (High: 0.1447 / Low: 0.1349). On the other end, October was the most stable month, with a tight range of 0.0027 HRK (High: 0.1387 / Low: 0.1360).

May Spread (Volatile) ±0.0098

October Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0064 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0064

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.1448) against the same month in 2011 (average: 0.1376), the exchange rate shifted by +0.0072 (+5.23%).

2012 Avg (January) 0.1448

2011 Avg (January) 0.1376

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1479	0.1415	0.1448
February	0.1440	0.1375	0.1416
March	0.1408	0.1364	0.1387
April	0.1398	0.1351	0.1377
May	0.1447	0.1349	0.1401
June	0.1450	0.1407	0.1430
July	0.1475	0.1409	0.1451
August	0.1458	0.1411	0.1436
September	0.1414	0.1342	0.1373
October	0.1387	0.1360	0.1373
November	0.1407	0.1376	0.1395
December	0.1383	0.1345	0.1362