2026 HTG to HRK Historical Review

YEARLY HIGH

0.0508 HRK

YEARLY LOW

0.0479 HRK

YEARLY AVERAGE

0.0496 HRK

2026 HTG to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HTG to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 25, valuing the pair at 0.0508. Conversely, the yearly low was recorded on January 27, dropping to 0.0479.

This high-to-low spread represents a total annual volatility of 0.0029 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0490 to the December average rate of 0.0500, the exchange rate registered a net change of 1.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0508 was down 9.84% compared to the 2025 peak of 0.0563, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 254 HRK

2025 Average 255 HRK

Yearly Trough Low 239 HRK

Transaction Impact: A difference of 14.61 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0506

0.0485

JanuMarcMayJuly

HTG to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0493, compared to 0.0502 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0493

H2 Avg (Jul–Dec) 0.0502

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0017 HRK (High: 0.0496 / Low: 0.0479). On the other end, August was the most stable month, with a tight range of 0.0001 HRK (High: 0.0501 / Low: 0.0499).

January Spread (Volatile) ±0.0017

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.0501) against the same month in 2025 (average: 0.0498), the exchange rate shifted by +0.0002 (+0.47%).

2026 Avg (June) 0.0501

2025 Avg (June) 0.0498

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0496	0.0479	0.0490
February	0.0489	0.0482	0.0486
March	0.0503	0.0490	0.0497
April	0.0500	0.0488	0.0492
May	0.0495	0.0491	0.0494
June	0.0508	0.0494	0.0501
July	0.0507	0.0503	0.0505
August	0.0501	0.0499	0.0500