2015 HTG to HRK Historical Review

YEARLY HIGH

0.1556 HRK

YEARLY LOW

0.1214 HRK

YEARLY AVERAGE

0.1358 HRK

2015 HTG to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HTG to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 0.1556. Conversely, the yearly low was recorded on July 27, dropping to 0.1214.

This high-to-low spread represents a total annual volatility of 0.0342 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1420 to the December average rate of 0.1242, the exchange rate registered a net change of -12.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1556 was up 8.18% compared to the 2014 peak of 0.1438, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 778 HRK

2014 Average 646 HRK

Yearly Trough Low 607 HRK

Transaction Impact: A difference of 170.82 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1529

0.1216

JanuMarcMayJulySeptNove

HTG to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1447, compared to 0.1268 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0180 points.

H1 Avg (Jan–Jun) 0.1447

H2 Avg (Jul–Dec) 0.1268

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0122 HRK (High: 0.1483 / Low: 0.1360). On the other end, February was the most stable month, with a tight range of 0.0019 HRK (High: 0.1465 / Low: 0.1446).

January Spread (Volatile) ±0.0122

February Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0150 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0150

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.1503) against the same month in 2014 (average: 0.1252), the exchange rate shifted by +0.0251 (+20.03%).

2015 Avg (March) 0.1503

2014 Avg (March) 0.1252

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1483	0.1360	0.1420
February	0.1465	0.1446	0.1457
March	0.1556	0.1466	0.1503
April	0.1505	0.1423	0.1481
May	0.1455	0.1376	0.1419
June	0.1440	0.1389	0.1405
July	0.1316	0.1214	0.1255
August	0.1305	0.1220	0.1270
September	0.1292	0.1256	0.1276
October	0.1291	0.1249	0.1269
November	0.1313	0.1272	0.1295
December	0.1287	0.1229	0.1242