2013 HTG to HRK Historical Review

YEARLY HIGH

0.1447 HRK

YEARLY LOW

0.1266 HRK

YEARLY AVERAGE

0.1342 HRK

2013 HTG to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HTG to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 0.1447. Conversely, the yearly low was recorded on December 30, dropping to 0.1266.

This high-to-low spread represents a total annual volatility of 0.0181 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1352 to the December average rate of 0.1376, the exchange rate registered a net change of 1.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.1447 was down 2.19% compared to the 2012 peak of 0.1479, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 723 HRK

2012 Average 702 HRK

Yearly Trough Low 633 HRK

Transaction Impact: A difference of 90.36 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.1385

0.1290

JanuMarcMayJulySeptNove

HTG to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1357, compared to 0.1327 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.1357

H2 Avg (Jul–Dec) 0.1327

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0181 HRK (High: 0.1447 / Low: 0.1266). On the other end, August was the most stable month, with a tight range of 0.0027 HRK (High: 0.1316 / Low: 0.1289).

December Spread (Volatile) ±0.0181

August Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0037 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.1376) against the same month in 2012 (average: 0.1362), the exchange rate shifted by +0.0014 (+1.03%).

2013 Avg (December) 0.1376

2012 Avg (December) 0.1362

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1377	0.1319	0.1352
February	0.1364	0.1307	0.1334
March	0.1397	0.1364	0.1377
April	0.1396	0.1361	0.1375
May	0.1388	0.1355	0.1372
June	0.1375	0.1298	0.1335
July	0.1349	0.1296	0.1324
August	0.1316	0.1289	0.1303
September	0.1329	0.1292	0.1314
October	0.1319	0.1272	0.1298
November	0.1429	0.1296	0.1345
December	0.1447	0.1266	0.1376