2016 HTG to HRK Historical Review

YEARLY HIGH

0.1245 HRK

YEARLY LOW

0.1021 HRK

YEARLY AVERAGE

0.1082 HRK

2016 HTG to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HTG to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.1245. Conversely, the yearly low was recorded on September 26, dropping to 0.1021.

This high-to-low spread represents a total annual volatility of 0.0224 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1215 to the December average rate of 0.1074, the exchange rate registered a net change of -11.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1245 was down 19.96% compared to the 2015 peak of 0.1556, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 623 HRK

2015 Average 678 HRK

Yearly Trough Low 511 HRK

Transaction Impact: A difference of 111.98 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1233

0.1011

JanuMarcMayJulySeptNove

HTG to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1108, compared to 0.1056 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0052 points.

H1 Avg (Jan–Jun) 0.1108

H2 Avg (Jul–Dec) 0.1056

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0074 HRK (High: 0.1138 / Low: 0.1064). On the other end, July was the most stable month, with a tight range of 0.0019 HRK (High: 0.1074 / Low: 0.1055).

March Spread (Volatile) ±0.0074

July Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0075 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0075

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.1215) against the same month in 2015 (average: 0.1420), the exchange rate shifted by -0.0205 (-14.46%).

2016 Avg (January) 0.1215

2015 Avg (January) 0.1420

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1245	0.1185	0.1215
February	0.1184	0.1127	0.1140
March	0.1138	0.1064	0.1097
April	0.1073	0.1052	0.1064
May	0.1080	0.1051	0.1065
June	0.1086	0.1050	0.1066
July	0.1074	0.1055	0.1069
August	0.1057	0.1028	0.1042
September	0.1042	0.1021	0.1030
October	0.1063	0.1025	0.1047
November	0.1102	0.1044	0.1074
December	0.1083	0.1059	0.1074