2023 HTG to HRK Historical Review

YEARLY HIGH

0.0537 HRK

YEARLY LOW

0.0438 HRK

YEARLY AVERAGE

0.0494 HRK

2023 HTG to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the HTG to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 3, valuing the pair at 0.0537. Conversely, the yearly low was recorded on April 26, dropping to 0.0438.

This high-to-low spread represents a total annual volatility of 0.0098 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0471 to the December average rate of 0.0522, the exchange rate registered a net change of 10.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2023 high of 0.0537 was down 20.44% compared to the 2022 peak of 0.0675, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 268 HRK

2022 Average 308 HRK

Yearly Trough Low 219 HRK

Transaction Impact: A difference of 49.22 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

0.0541

0.0434

JanuMarcMayJulySeptNove

HTG to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0470, compared to 0.0517 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0048 points.

H1 Avg (Jan–Jun) 0.0470

H2 Avg (Jul–Dec) 0.0517

Volatility Range Comparison

Volatility

The most volatile month in 2023 was May, with a trading range of 0.0061 HRK (High: 0.0503 / Low: 0.0442). On the other end, April was the most stable month, with a tight range of 0.0012 HRK (High: 0.0451 / Low: 0.0438).

May Spread (Volatile) ±0.0061

April Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0015 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2023: 0.0532) against the same month in 2022 (average: 0.0616), the exchange rate shifted by -0.0083 (-13.54%).

2023 Avg (October) 0.0532

2022 Avg (October) 0.0616

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0485	0.0463	0.0471
February	0.0479	0.0459	0.0469
March	0.0471	0.0446	0.0458
April	0.0451	0.0438	0.0443
May	0.0503	0.0442	0.0478
June	0.0506	0.0493	0.0499
July	0.0502	0.0482	0.0495
August	0.0515	0.0501	0.0508
September	0.0530	0.0515	0.0522
October	0.0537	0.0523	0.0532
November	0.0537	0.0518	0.0526
December	0.0529	0.0514	0.0522