2019 HTG to HRK Historical Review

YEARLY HIGH

0.0850 HRK

YEARLY LOW

0.0685 HRK

YEARLY AVERAGE

0.0738 HRK

2019 HTG to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HTG to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0850. Conversely, the yearly low was recorded on December 12, dropping to 0.0685.

This high-to-low spread represents a total annual volatility of 0.0165 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0833 to the December average rate of 0.0695, the exchange rate registered a net change of -16.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0850 was down 13.77% compared to the 2018 peak of 0.0986, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 425 HRK

2018 Average 466 HRK

Yearly Trough Low 342 HRK

Transaction Impact: A difference of 82.67 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0847

0.0678

JanuMarcMayJulySeptNove

HTG to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0777, compared to 0.0698 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0078 points.

H1 Avg (Jan–Jun) 0.0777

H2 Avg (Jul–Dec) 0.0698

Volatility Range Comparison

Volatility

The most volatile month in 2019 was February, with a trading range of 0.0048 HRK (High: 0.0836 / Low: 0.0788). On the other end, July was the most stable month, with a tight range of 0.0009 HRK (High: 0.0705 / Low: 0.0696).

February Spread (Volatile) ±0.0048

July Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0045 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.0833) against the same month in 2018 (average: 0.0945), the exchange rate shifted by -0.0112 (-11.83%).

2019 Avg (January) 0.0833

2018 Avg (January) 0.0945

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0850	0.0824	0.0833
February	0.0836	0.0788	0.0802
March	0.0802	0.0780	0.0788
April	0.0790	0.0769	0.0780
May	0.0772	0.0729	0.0751
June	0.0733	0.0693	0.0707
July	0.0705	0.0696	0.0701
August	0.0706	0.0693	0.0699
September	0.0709	0.0698	0.0704
October	0.0707	0.0688	0.0700
November	0.0696	0.0686	0.0692
December	0.0705	0.0685	0.0695