2018 HTG to HRK Historical Review

YEARLY HIGH

0.0986 HRK

YEARLY LOW

0.0836 HRK

YEARLY AVERAGE

0.0932 HRK

2018 HTG to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HTG to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 0.0986. Conversely, the yearly low was recorded on December 31, dropping to 0.0836.

This high-to-low spread represents a total annual volatility of 0.0150 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0945 to the December average rate of 0.0856, the exchange rate registered a net change of -9.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0986 was down 9.20% compared to the 2017 peak of 0.1086, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 493 HRK

2017 Average 509 HRK

Yearly Trough Low 418 HRK

Transaction Impact: A difference of 75.17 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0979

0.0845

JanuMarcMayJulySeptNove

HTG to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0947, compared to 0.0916 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.0947

H2 Avg (Jul–Dec) 0.0916

Volatility Range Comparison

Volatility

The most volatile month in 2018 was August, with a trading range of 0.0059 HRK (High: 0.0984 / Low: 0.0924). On the other end, September was the most stable month, with a tight range of 0.0023 HRK (High: 0.0929 / Low: 0.0907).

August Spread (Volatile) ±0.0059

September Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0044 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0044

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2018: 0.0968) against the same month in 2017 (average: 0.0977), the exchange rate shifted by -0.0010 (-1.00%).

2018 Avg (May) 0.0968

2017 Avg (May) 0.0977

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0971	0.0931	0.0945
February	0.0951	0.0925	0.0939
March	0.0948	0.0924	0.0936
April	0.0950	0.0922	0.0933
May	0.0986	0.0948	0.0968
June	0.0975	0.0945	0.0961
July	0.0971	0.0936	0.0953
August	0.0984	0.0924	0.0956
September	0.0929	0.0907	0.0919
October	0.0926	0.0900	0.0914
November	0.0916	0.0884	0.0900
December	0.0886	0.0836	0.0856