2024 HTG to HRK Historical Review

YEARLY HIGH

0.0557 HRK

YEARLY LOW

0.0509 HRK

YEARLY AVERAGE

0.0528 HRK

2024 HTG to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HTG to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0557. Conversely, the yearly low was recorded on September 24, dropping to 0.0509.

This high-to-low spread represents a total annual volatility of 0.0048 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0525 to the December average rate of 0.0550, the exchange rate registered a net change of 4.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0557 was up 3.76% compared to the 2023 peak of 0.0537, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 279 HRK

2023 Average 247 HRK

Yearly Trough Low 255 HRK

Transaction Impact: A difference of 23.84 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0554

0.0511

JanuMarcMayJulySeptNove

HTG to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0527, compared to 0.0529 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0527

H2 Avg (Jul–Dec) 0.0529

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0027 HRK (High: 0.0551 / Low: 0.0524). On the other end, July was the most stable month, with a tight range of 0.0007 HRK (High: 0.0529 / Low: 0.0522).

November Spread (Volatile) ±0.0027

July Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0007 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.0550) against the same month in 2023 (average: 0.0522), the exchange rate shifted by +0.0028 (+5.40%).

2024 Avg (December) 0.0550

2023 Avg (December) 0.0522

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0530	0.0516	0.0525
February	0.0534	0.0523	0.0529
March	0.0528	0.0519	0.0523
April	0.0535	0.0523	0.0530
May	0.0530	0.0521	0.0525
June	0.0533	0.0521	0.0528
July	0.0529	0.0522	0.0526
August	0.0529	0.0511	0.0519
September	0.0519	0.0509	0.0514
October	0.0531	0.0516	0.0525
November	0.0551	0.0524	0.0540
December	0.0557	0.0543	0.0550