2022 HTG to HRK Historical Review

YEARLY HIGH

0.0675 HRK

YEARLY LOW

0.0480 HRK

YEARLY AVERAGE

0.0615 HRK

2022 HTG to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HTG to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.0675. Conversely, the yearly low was recorded on December 31, dropping to 0.0480.

This high-to-low spread represents a total annual volatility of 0.0195 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0653 to the December average rate of 0.0492, the exchange rate registered a net change of -24.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0675 was down 22.96% compared to the 2021 peak of 0.0876, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 337 HRK

2021 Average 359 HRK

Yearly Trough Low 240 HRK

Transaction Impact: A difference of 97.37 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0669

0.0476

JanuMarcMayJulySeptNove

HTG to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0643, compared to 0.0588 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0055 points.

H1 Avg (Jan–Jun) 0.0643

H2 Avg (Jul–Dec) 0.0588

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0080 HRK (High: 0.0596 / Low: 0.0516). On the other end, July was the most stable month, with a tight range of 0.0019 HRK (High: 0.0647 / Low: 0.0627).

November Spread (Volatile) ±0.0080

July Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0069 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0069

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 0.0653) against the same month in 2021 (average: 0.0852), the exchange rate shifted by -0.0199 (-23.31%).

2022 Avg (January) 0.0653

2021 Avg (January) 0.0852

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0675	0.0634	0.0653
February	0.0658	0.0637	0.0646
March	0.0666	0.0640	0.0652
April	0.0659	0.0633	0.0645
May	0.0658	0.0621	0.0639
June	0.0645	0.0609	0.0622
July	0.0647	0.0627	0.0636
August	0.0646	0.0571	0.0598
September	0.0662	0.0622	0.0638
October	0.0638	0.0585	0.0616
November	0.0596	0.0516	0.0546
December	0.0509	0.0480	0.0492