2020 KES to CDF Historical Review

YEARLY HIGH

18.4181 CDF

YEARLY LOW

13.4068 CDF

YEARLY AVERAGE

17.3643 CDF

2020 KES to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the KES to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 18.4181. Conversely, the yearly low was recorded on December 6, dropping to 13.4068.

This high-to-low spread represents a total annual volatility of 5.0112 CDF. From a start-to-finish perspective, comparing the January average rate of 16.6840 to the December average rate of 17.6923, the exchange rate registered a net change of 6.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 18.4181 was up 9.89% compared to the 2019 peak of 16.7600, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KES based on timing:

Yearly Peak High 92,090 CDF

2019 Average 81,031 CDF

Yearly Trough Low 67,034 CDF

Transaction Impact: A difference of 25,056.14 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

18.3606

15.9399

JanuMarcMayJulySeptNove

KES to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.7261, compared to 18.0025 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2764 points.

H1 Avg (Jan–Jun) 16.7261

H2 Avg (Jul–Dec) 18.0025

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 4.7352 CDF (High: 18.1420 / Low: 13.4068). On the other end, September was the most stable month, with a tight range of 0.1341 CDF (High: 18.1555 / Low: 18.0214).

December Spread (Volatile) ±4.7352

September Spread (Stable) ±0.1341

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3390 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.3390

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 18.1589) against the same month in 2019 (average: 16.0459), the exchange rate shifted by +2.1130 (+13.17%).

2020 Avg (August) 18.1589

2019 Avg (August) 16.0459

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.7937	16.5896	16.6840
February	16.8320	16.6966	16.7651
March	16.7636	16.0809	16.4261
April	16.2608	16.0428	16.1416
May	17.0795	16.1417	16.7414
June	18.0483	17.0989	17.5985
July	18.2727	17.9263	18.1302
August	18.4181	18.0053	18.1589
September	18.1555	18.0214	18.1006
October	18.1379	16.6964	17.9482
November	18.0570	17.8746	17.9849
December	18.1420	13.4068	17.6923