YEARLY HIGH
22.6228 CDF
YEARLY LOW
16.4277 CDF
YEARLY AVERAGE
21.0898 CDF

2025 KES to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the KES to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 3, valuing the pair at 22.6228. Conversely, the yearly low was recorded on November 15, dropping to 16.4277.

This high-to-low spread represents a total annual volatility of 6.1951 CDF. From a start-to-finish perspective, comparing the January average rate of 22.0507 to the December average rate of 17.4919, the exchange rate registered a net change of -20.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 22.6228 was up 0.84% compared to the 2024 peak of 22.4348, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KES based on timing:

Yearly Peak High 113,114 CDF
2024 Average 105,136 CDF
Yearly Trough Low 82,139 CDF
Transaction Impact: A difference of 30,975.39 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

22.9449
16.6228
JanuMarcMayJulySeptNove

KES to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.2586, compared to 19.9211 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.3375 points.

H1 Avg (Jan–Jun) 22.2586
H2 Avg (Jul–Dec) 19.9211

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 3.6456 CDF (High: 20.2703 / Low: 16.6247). On the other end, January was the most stable month, with a tight range of 0.2719 CDF (High: 22.1638 / Low: 21.8919).

October Spread (Volatile) ±3.6456
January Spread (Stable) ±0.2719

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 3.8291 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -3.8291

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2025: 22.3998) against the same month in 2024 (average: 22.0573), the exchange rate shifted by +0.3425 (+1.55%).

2025 Avg (August) 22.3998
2024 Avg (August) 22.0573

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 22.1638 21.8919 22.0507
February 22.2636 21.9415 22.1588
March 22.3735 22.0202 22.1794
April 22.4967 22.1563 22.3867
May 22.5170 22.2077 22.4180
June 22.5196 22.2162 22.3580
July 22.5840 22.2857 22.4148
August 22.6228 22.1236 22.3998
September 22.4917 20.3368 21.9497
October 20.2703 16.6247 18.1205
November 17.7700 16.4277 17.1497
December 17.7780 16.7783 17.4919