YEARLY HIGH
18.0608 CDF
YEARLY LOW
16.4784 CDF
YEARLY AVERAGE
17.6509 CDF

2026 KES to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the KES to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 18.0608. Conversely, the yearly low was recorded on February 25, dropping to 16.4784.

This high-to-low spread represents a total annual volatility of 1.5823 CDF. From a start-to-finish perspective, comparing the January average rate of 17.5226 to the December average rate of 17.7813, the exchange rate registered a net change of 1.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 18.0608 was down 20.17% compared to the 2025 peak of 22.6228, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KES based on timing:

Yearly Peak High 90,304 CDF
2025 Average 105,412 CDF
Yearly Trough Low 82,392 CDF
Transaction Impact: A difference of 7,911.65 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

17.9280
17.4478
JanuFebrMarcApriMayJune

KES to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.6509, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 17.6509 points.

H1 Avg (Jan–Jun) 17.6509
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 1.4463 CDF (High: 17.9247 / Low: 16.4784). On the other end, June was the most stable month, with a tight range of 0.2074 CDF (High: 17.8820 / Low: 17.6746).

February Spread (Volatile) ±1.4463
June Spread (Stable) ±0.2074

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2291 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2291

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 17.8879) against the same month in 2025 (average: 22.3867), the exchange rate shifted by -4.4988 (-20.10%).

2026 Avg (April) 17.8879
2025 Avg (April) 22.3867

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 17.9755 16.6872 17.5226
February 17.9247 16.4784 17.4878
March 17.9054 16.7725 17.5671
April 18.0608 17.6787 17.8879
May 17.9636 17.5187 17.6589
June 17.8820 17.6746 17.7813