2012 PEN to JMD Historical Review

YEARLY HIGH

36.2522 JMD

YEARLY LOW

31.8335 JMD

YEARLY AVERAGE

33.5062 JMD

2012 PEN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PEN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 36.2522. Conversely, the yearly low was recorded on January 4, dropping to 31.8335.

This high-to-low spread represents a total annual volatility of 4.4187 JMD. From a start-to-finish perspective, comparing the January average rate of 31.9867 to the December average rate of 35.8216, the exchange rate registered a net change of 11.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 36.2522 was up 12.71% compared to the 2011 peak of 32.1646, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 181,261 JMD

2011 Average 155,947 JMD

Yearly Trough Low 159,167 JMD

Transaction Impact: A difference of 22,093.62 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

36.2051

31.6032

JanuMarcMayJulySeptNove

PEN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 32.4419, compared to 34.5705 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.1286 points.

H1 Avg (Jan–Jun) 32.4419

H2 Avg (Jul–Dec) 34.5705

Volatility Range Comparison

Volatility

The most volatile month in 2012 was June, with a trading range of 0.9495 JMD (High: 33.2998 / Low: 32.3504). On the other end, September was the most stable month, with a tight range of 0.2582 JMD (High: 34.4216 / Low: 34.1633).

June Spread (Volatile) ±0.9495

September Spread (Stable) ±0.2582

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 35.8216) against the same month in 2011 (average: 31.9694), the exchange rate shifted by +3.8522 (+12.05%).

2012 Avg (December) 35.8216

2011 Avg (December) 31.9694

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	32.1265	31.8335	31.9867
February	32.3861	31.9861	32.1563
March	32.6220	32.1644	32.4149
April	32.8769	32.3710	32.6097
May	32.9094	32.2474	32.6437
June	33.2998	32.3504	32.8401
July	33.9509	33.0023	33.5823
August	34.1811	33.8810	34.0547
September	34.4216	34.1633	34.3012
October	35.0110	34.3718	34.7333
November	35.3098	34.7327	34.9298
December	36.2522	35.3148	35.8216