2013 PEN to JMD Historical Review

YEARLY HIGH

38.4327 JMD

YEARLY LOW

35.6335 JMD

YEARLY AVERAGE

36.9215 JMD

2013 PEN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the PEN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 38.4327. Conversely, the yearly low was recorded on February 3, dropping to 35.6335.

This high-to-low spread represents a total annual volatility of 2.7992 JMD. From a start-to-finish perspective, comparing the January average rate of 36.3063 to the December average rate of 37.5080, the exchange rate registered a net change of 3.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 38.4327 was up 6.01% compared to the 2012 peak of 36.2522, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 192,164 JMD

2012 Average 167,559 JMD

Yearly Trough Low 178,168 JMD

Transaction Impact: A difference of 13,995.96 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

38.2537

35.9989

JanuMarcMayJulySeptNove

PEN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.9425, compared to 36.9005 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0421 points.

H1 Avg (Jan–Jun) 36.9425

H2 Avg (Jul–Dec) 36.9005

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 1.5316 JMD (High: 38.2785 / Low: 36.7469). On the other end, August was the most stable month, with a tight range of 0.3045 JMD (High: 36.2889 / Low: 35.9845).

December Spread (Volatile) ±1.5316

August Spread (Stable) ±0.3045

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.9868 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.9868

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 38.0658) against the same month in 2012 (average: 32.6097), the exchange rate shifted by +5.4561 (+16.73%).

2013 Avg (April) 38.0658

2012 Avg (April) 32.6097

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	36.4578	35.7768	36.3063
February	36.9049	35.6335	36.3218
March	37.8342	36.6828	37.3028
April	38.4327	37.3641	38.0658
May	37.8850	36.4261	37.3226
June	36.7852	36.0211	36.3358
July	36.6554	36.1843	36.4131
August	36.2889	35.9845	36.1868
September	37.1934	36.1301	36.6855
October	37.8805	37.0060	37.5145
November	37.7378	36.6336	37.0949
December	38.2785	36.7469	37.5080