2014 PEN to JMD Historical Review

YEARLY HIGH

40.4774 JMD

YEARLY LOW

37.6985 JMD

YEARLY AVERAGE

39.0689 JMD

2014 PEN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PEN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 12, valuing the pair at 40.4774. Conversely, the yearly low was recorded on January 5, dropping to 37.6985.

This high-to-low spread represents a total annual volatility of 2.7788 JMD. From a start-to-finish perspective, comparing the January average rate of 37.8679 to the December average rate of 38.4616, the exchange rate registered a net change of 1.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 40.4774 was up 5.32% compared to the 2013 peak of 38.4327, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 202,387 JMD

2013 Average 184,625 JMD

Yearly Trough Low 188,493 JMD

Transaction Impact: A difference of 13,894.23 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

40.5629

37.6229

JanuMarcMayJulySeptNove

PEN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.9150, compared to 39.2229 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3078 points.

H1 Avg (Jan–Jun) 38.9150

H2 Avg (Jul–Dec) 39.2229

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 1.0889 JMD (High: 40.1541 / Low: 39.0652). On the other end, January was the most stable month, with a tight range of 0.3203 JMD (High: 38.0188 / Low: 37.6985).

May Spread (Volatile) ±1.0889

January Spread (Stable) ±0.3203

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.7007 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.7007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 40.3179) against the same month in 2013 (average: 36.4131), the exchange rate shifted by +3.9048 (+10.72%).

2014 Avg (July) 40.3179

2013 Avg (July) 36.4131

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	38.0188	37.6985	37.8679
February	38.5443	37.9550	38.2044
March	38.8819	38.5174	38.7394
April	39.5831	38.8658	39.2433
May	40.1541	39.0652	39.6011
June	40.1419	39.7147	39.8341
July	40.4774	39.9780	40.3179
August	40.2966	39.5727	39.9915
September	39.5448	38.8801	39.2908
October	38.9265	38.5529	38.6994
November	38.8580	38.3610	38.5758
December	38.7547	38.1845	38.4616