YEARLY HIGH
47.9412 JMD
YEARLY LOW
41.3936 JMD
YEARLY AVERAGE
44.6518 JMD

2025 PEN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 10, valuing the pair at 47.9412. Conversely, the yearly low was recorded on January 15, dropping to 41.3936.

This high-to-low spread represents a total annual volatility of 6.5477 JMD. From a start-to-finish perspective, comparing the January average rate of 41.8696 to the December average rate of 47.5150, the exchange rate registered a net change of 13.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 47.9412 was up 12.80% compared to the 2024 peak of 42.4992, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 239,706 JMD
2024 Average 208,368 JMD
Yearly Trough Low 206,968 JMD
Transaction Impact: A difference of 32,738.38 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

48.1516
41.2985
JanuMarcMayJulySeptNove

PEN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 42.9702, compared to 46.3333 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.3631 points.

H1 Avg (Jan–Jun) 42.9702
H2 Avg (Jul–Dec) 46.3333

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 1.8867 JMD (High: 46.1440 / Low: 44.2573). On the other end, November was the most stable month, with a tight range of 0.3187 JMD (High: 47.7343 / Low: 47.4155).

August Spread (Volatile) ±1.8867
November Spread (Stable) ±0.3187

Growth Streaks & Declines

Trends

Between April and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.2136 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.2136

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 47.5150) against the same month in 2024 (average: 41.9168), the exchange rate shifted by +5.5982 (+13.36%).

2025 Avg (December) 47.5150
2024 Avg (December) 41.9168

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 42.4561 41.3936 41.8696
February 42.9368 41.8790 42.5948
March 43.2831 42.3005 42.9265
April 43.2201 42.2189 42.7129
May 43.7571 43.0795 43.3746
June 45.2884 43.7571 44.3430
July 45.2590 44.5661 44.9920
August 46.1440 44.2573 45.1864
September 46.1290 45.1145 45.7729
October 47.7076 46.0416 46.9529
November 47.7343 47.4155 47.5805
December 47.9412 46.8904 47.5150