2022 PEN to JMD Historical Review

YEARLY HIGH

42.1568 JMD

YEARLY LOW

38.0908 JMD

YEARLY AVERAGE

40.0577 JMD

2022 PEN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PEN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 4, valuing the pair at 42.1568. Conversely, the yearly low was recorded on October 26, dropping to 38.0908.

This high-to-low spread represents a total annual volatility of 4.0660 JMD. From a start-to-finish perspective, comparing the January average rate of 39.8090 to the December average rate of 40.0605, the exchange rate registered a net change of 0.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 42.1568 was up 1.51% compared to the 2021 peak of 41.5286, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 210,784 JMD

2021 Average 194,331 JMD

Yearly Trough Low 190,454 JMD

Transaction Impact: A difference of 20,330.15 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

41.6529

38.1407

JanuMarcMayJulySeptNove

PEN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 40.9057, compared to 39.2097 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.6960 points.

H1 Avg (Jan–Jun) 40.9057

H2 Avg (Jul–Dec) 39.2097

Volatility Range Comparison

Volatility

The most volatile month in 2022 was January, with a trading range of 2.0767 JMD (High: 40.6651 / Low: 38.5884). On the other end, December was the most stable month, with a tight range of 0.4468 JMD (High: 40.2600 / Low: 39.8132).

January Spread (Volatile) ±2.0767

December Spread (Stable) ±0.4468

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.8315 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.8315

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2022: 41.3602) against the same month in 2021 (average: 40.5301), the exchange rate shifted by +0.8302 (+2.05%).

2022 Avg (April) 41.3602

2021 Avg (April) 40.5301

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	40.6651	38.5884	39.8090
February	42.0341	40.3698	41.2448
March	41.3821	40.3108	41.0528
April	42.1568	40.3147	41.3602
May	42.1564	40.2570	41.2084
June	41.5466	39.7377	40.7591
July	39.3234	38.1235	38.9277
August	39.4210	38.8039	39.1957
September	39.7327	38.2135	38.9702
October	38.8117	38.0908	38.4334
November	40.3365	38.5438	39.6708
December	40.2600	39.8132	40.0605