2026 PEN to JMD Historical Review

YEARLY HIGH

47.3034 JMD

YEARLY LOW

44.6294 JMD

YEARLY AVERAGE

46.3373 JMD

2026 PEN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 47.3034. Conversely, the yearly low was recorded on April 30, dropping to 44.6294.

This high-to-low spread represents a total annual volatility of 2.6739 JMD. From a start-to-finish perspective, comparing the January average rate of 47.0136 to the December average rate of 46.7319, the exchange rate registered a net change of -0.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 47.3034 was down 1.33% compared to the 2025 peak of 47.9412, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 236,517 JMD

2025 Average 223,319 JMD

Yearly Trough Low 223,147 JMD

Transaction Impact: A difference of 13,369.57 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

47.1553

45.4541

JanuMarcMayJuly

PEN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 46.2375, compared to 46.6367 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3992 points.

H1 Avg (Jan–Jun) 46.2375

H2 Avg (Jul–Dec) 46.6367

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 2.2173 JMD (High: 46.8468 / Low: 44.6294). On the other end, August was the most stable month, with a tight range of 0.0641 JMD (High: 46.7731 / Low: 46.7090).

April Spread (Volatile) ±2.2173

August Spread (Stable) ±0.0641

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.9427 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.9427

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 47.0136) against the same month in 2025 (average: 41.8696), the exchange rate shifted by +5.1439 (+12.29%).

2026 Avg (January) 47.0136

2025 Avg (January) 41.8696

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	47.3034	46.5169	47.0136
February	46.8716	46.3579	46.5386
March	46.6226	44.9619	45.5959
April	46.8468	44.6294	45.9318
May	46.2786	44.6829	45.9926
June	46.7138	45.5218	46.3526
July	46.8440	46.0413	46.5414
August	46.7731	46.7090	46.7319