2020 PEN to JMD Historical Review

YEARLY HIGH

43.1003 JMD

YEARLY LOW

37.8699 JMD

YEARLY AVERAGE

40.6295 JMD

2020 PEN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 21, valuing the pair at 43.1003. Conversely, the yearly low was recorded on March 18, dropping to 37.8699.

This high-to-low spread represents a total annual volatility of 5.2304 JMD. From a start-to-finish perspective, comparing the January average rate of 40.4649 to the December average rate of 39.9192, the exchange rate registered a net change of -1.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 43.1003 was up 2.40% compared to the 2019 peak of 42.0904, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 215,501 JMD

2019 Average 200,125 JMD

Yearly Trough Low 189,350 JMD

Transaction Impact: A difference of 26,151.78 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

42.5813

38.4231

JanuMarcMayJulySeptNove

PEN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 40.6143, compared to 40.6447 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0304 points.

H1 Avg (Jan–Jun) 40.6143

H2 Avg (Jul–Dec) 40.6447

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 3.2207 JMD (High: 42.0249 / Low: 38.8043). On the other end, August was the most stable month, with a tight range of 0.5929 JMD (High: 42.1881 / Low: 41.5952).

April Spread (Volatile) ±3.2207

August Spread (Stable) ±0.5929

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.4768 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -2.4768

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 42.2348) against the same month in 2019 (average: 40.4789), the exchange rate shifted by +1.7559 (+4.34%).

2020 Avg (May) 42.2348

2019 Avg (May) 40.4789

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	41.8823	39.4985	40.4649
February	41.8674	39.7137	41.2464
March	39.7137	37.8699	38.7696
April	42.0249	38.8043	40.4527
May	43.1003	41.6881	42.2348
June	41.8820	39.4782	40.5175
July	41.9454	39.4164	40.7093
August	42.1881	41.5952	41.8657
September	41.9772	39.3580	40.4625
October	40.6261	39.0583	40.1774
November	41.1285	39.9259	40.7339
December	40.6804	39.2293	39.9192