2018 PEN to JMD Historical Review

YEARLY HIGH

41.6960 JMD

YEARLY LOW

36.9579 JMD

YEARLY AVERAGE

39.2216 JMD

2018 PEN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the PEN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 27, valuing the pair at 41.6960. Conversely, the yearly low was recorded on November 20, dropping to 36.9579.

This high-to-low spread represents a total annual volatility of 4.7381 JMD. From a start-to-finish perspective, comparing the January average rate of 38.6190 to the December average rate of 38.0003, the exchange rate registered a net change of -1.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 41.6960 was up 3.28% compared to the 2017 peak of 40.3726, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 208,480 JMD

2017 Average 196,775 JMD

Yearly Trough Low 184,790 JMD

Transaction Impact: A difference of 23,690.66 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

41.5808

37.1376

JanuMarcMayJulySeptNove

PEN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.8534, compared to 39.5898 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7364 points.

H1 Avg (Jan–Jun) 38.8534

H2 Avg (Jul–Dec) 39.5898

Volatility Range Comparison

Volatility

The most volatile month in 2018 was October, with a trading range of 2.4802 JMD (High: 40.6354 / Low: 38.1552). On the other end, March was the most stable month, with a tight range of 0.4772 JMD (High: 39.3348 / Low: 38.8576).

October Spread (Volatile) ±2.4802

March Spread (Stable) ±0.4772

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 2.1631 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -2.1631

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2018: 41.2105) against the same month in 2017 (average: 39.4072), the exchange rate shifted by +1.8033 (+4.58%).

2018 Avg (August) 41.2105

2017 Avg (August) 39.4072

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	38.8346	38.3256	38.6190
February	39.0296	38.2302	38.6945
March	39.3348	38.8576	39.1411
April	39.0984	38.3189	38.6336
May	38.8622	37.9434	38.3720
June	40.2727	38.8221	39.6600
July	40.8008	39.3105	39.9804
August	41.6960	40.6101	41.2105
September	41.5966	40.7842	41.1687
October	40.6354	38.1552	39.6709
November	38.0673	36.9579	37.5079
December	38.4343	37.4125	38.0003