2016 PEN to JMD Historical Review

YEARLY HIGH

38.6025 JMD

YEARLY LOW

34.3179 JMD

YEARLY AVERAGE

37.0855 JMD

2016 PEN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the PEN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 9, valuing the pair at 38.6025. Conversely, the yearly low was recorded on February 25, dropping to 34.3179.

This high-to-low spread represents a total annual volatility of 4.2846 JMD. From a start-to-finish perspective, comparing the January average rate of 35.0613 to the December average rate of 37.9505, the exchange rate registered a net change of 8.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 38.6025 was up 0.33% compared to the 2015 peak of 38.4752, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 193,013 JMD

2015 Average 183,567 JMD

Yearly Trough Low 171,590 JMD

Transaction Impact: A difference of 21,422.96 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

38.6528

34.2112

JanuMarcMayJulySeptNove

PEN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.1976, compared to 37.9734 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.7758 points.

H1 Avg (Jan–Jun) 36.1976

H2 Avg (Jul–Dec) 37.9734

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 2.1278 JMD (High: 36.5837 / Low: 34.4559). On the other end, January was the most stable month, with a tight range of 0.3979 JMD (High: 35.2021 / Low: 34.8041).

March Spread (Volatile) ±2.1278

January Spread (Stable) ±0.3979

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.4800 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.4800

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2016: 38.2827) against the same month in 2015 (average: 36.5146), the exchange rate shifted by +1.7680 (+4.84%).

2016 Avg (July) 38.2827

2015 Avg (July) 36.5146

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	35.2021	34.8041	35.0613
February	34.7973	34.3179	34.5813
March	36.5837	34.4559	35.7005
April	37.5425	35.9291	36.9373
May	37.4153	36.8733	37.1326
June	38.4046	36.9811	37.7724
July	38.6025	37.6151	38.2827
August	38.3850	37.5909	38.0414
September	38.1135	37.4040	37.7003
October	38.4249	37.5857	37.8929
November	38.3652	37.6942	37.9725
December	38.5637	37.6321	37.9505