2015 PEN to JMD Historical Review

YEARLY HIGH

38.4752 JMD

YEARLY LOW

35.1873 JMD

YEARLY AVERAGE

36.7177 JMD

2015 PEN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PEN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 22, valuing the pair at 38.4752. Conversely, the yearly low was recorded on December 31, dropping to 35.1873.

This high-to-low spread represents a total annual volatility of 3.2879 JMD. From a start-to-finish perspective, comparing the January average rate of 38.2562 to the December average rate of 35.4515, the exchange rate registered a net change of -7.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 38.4752 was down 4.95% compared to the 2014 peak of 40.4774, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 192,376 JMD

2014 Average 195,371 JMD

Yearly Trough Low 175,936 JMD

Transaction Impact: A difference of 16,439.33 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

38.5366

35.1711

JanuMarcMayJulySeptNove

PEN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.1949, compared to 36.2404 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9545 points.

H1 Avg (Jan–Jun) 37.1949

H2 Avg (Jul–Dec) 36.2404

Volatility Range Comparison

Volatility

The most volatile month in 2015 was November, with a trading range of 1.1999 JMD (High: 36.4337 / Low: 35.2338). On the other end, March was the most stable month, with a tight range of 0.3053 JMD (High: 37.3633 / Low: 37.0580).

November Spread (Volatile) ±1.1999

March Spread (Stable) ±0.3053

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.9422 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.9422

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 38.2562) against the same month in 2014 (average: 37.8679), the exchange rate shifted by +0.3883 (+1.03%).

2015 Avg (January) 38.2562

2014 Avg (January) 37.8679

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	38.4752	37.8443	38.2562
February	37.8987	37.2981	37.5333
March	37.3633	37.0580	37.2251
April	37.0705	36.6450	36.8088
May	37.0738	36.4226	36.7178
June	36.8187	36.4977	36.6282
July	36.5951	36.2680	36.5146
August	36.5633	35.5747	36.1755
September	37.1376	36.1940	36.7695
October	36.9856	36.3829	36.7368
November	36.4337	35.2338	35.7946
December	35.6018	35.1873	35.4515