2019 PEN to JMD Historical Review

YEARLY HIGH

42.0904 JMD

YEARLY LOW

37.6394 JMD

YEARLY AVERAGE

40.0283 JMD

2019 PEN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PEN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 7, valuing the pair at 42.0904. Conversely, the yearly low was recorded on January 2, dropping to 37.6394.

This high-to-low spread represents a total annual volatility of 4.4510 JMD. From a start-to-finish perspective, comparing the January average rate of 38.9020 to the December average rate of 40.8568, the exchange rate registered a net change of 5.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 42.0904 was up 0.95% compared to the 2018 peak of 41.6960, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 210,452 JMD

2018 Average 196,128 JMD

Yearly Trough Low 188,197 JMD

Transaction Impact: A difference of 22,255.17 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

41.9771

37.8269

JanuMarcMayJulySeptNove

PEN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 39.4044, compared to 40.6522 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2478 points.

H1 Avg (Jan–Jun) 39.4044

H2 Avg (Jul–Dec) 40.6522

Volatility Range Comparison

Volatility

The most volatile month in 2019 was April, with a trading range of 2.4846 JMD (High: 40.3638 / Low: 37.8792). On the other end, November was the most stable month, with a tight range of 0.7676 JMD (High: 42.0904 / Low: 41.3228).

April Spread (Volatile) ±2.4846

November Spread (Stable) ±0.7676

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.0597 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -2.0597

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2019: 41.6312) against the same month in 2018 (average: 37.5079), the exchange rate shifted by +4.1234 (+10.99%).

2019 Avg (November) 41.6312

2018 Avg (November) 37.5079

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	40.0949	37.6394	38.9020
February	41.1607	39.0792	40.2325
March	39.1641	37.6844	38.1728
April	40.3638	37.8792	39.2357
May	41.1913	39.8481	40.4789
June	40.6595	38.7167	39.4048
July	41.3945	39.7599	40.5596
August	40.9150	39.6156	39.9604
September	41.1128	39.8717	40.4502
October	41.3419	39.4653	40.4551
November	42.0904	41.3228	41.6312
December	41.8423	39.7712	40.8568