2012 XDR to SGD Historical Review

YEARLY HIGH

1.9943 SGD

YEARLY LOW

1.8645 SGD

YEARLY AVERAGE

1.9133 SGD

2012 XDR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the XDR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.9943. Conversely, the yearly low was recorded on November 14, dropping to 1.8645.

This high-to-low spread represents a total annual volatility of 0.1298 SGD. From a start-to-finish perspective, comparing the January average rate of 1.9639 to the December average rate of 1.8777, the exchange rate registered a net change of -4.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.9943 was down 2.60% compared to the 2011 peak of 2.0475, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 9,971 SGD

2011 Average 9,921 SGD

Yearly Trough Low 9,322 SGD

Transaction Impact: A difference of 649.05 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.9732

1.8623

JanuMarcMayJulySeptNove

XDR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9410, compared to 1.8857 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0553 points.

H1 Avg (Jan–Jun) 1.9410

H2 Avg (Jul–Dec) 1.8857

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0584 SGD (High: 1.9943 / Low: 1.9359). On the other end, November was the most stable month, with a tight range of 0.0116 SGD (High: 1.8760 / Low: 1.8645).

January Spread (Volatile) ±0.0584

November Spread (Stable) ±0.0116

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0383 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0383

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 1.9639) against the same month in 2011 (average: 1.9904), the exchange rate shifted by -0.0264 (-1.33%).

2012 Avg (January) 1.9639

2011 Avg (January) 1.9904

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9943	1.9359	1.9639
February	1.9575	1.9293	1.9423
March	1.9483	1.9289	1.9393
April	1.9453	1.9171	1.9302
May	1.9464	1.9166	1.9322
June	1.9521	1.9199	1.9378
July	1.9256	1.8765	1.8995
August	1.9060	1.8722	1.8873
September	1.8995	1.8857	1.8925
October	1.8985	1.8748	1.8854
November	1.8760	1.8645	1.8716
December	1.8837	1.8686	1.8777