2022 XDR to SGD Historical Review

YEARLY HIGH

2.0214 SGD

YEARLY LOW

1.7804 SGD

YEARLY AVERAGE

1.8907 SGD

2022 XDR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the XDR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 2.0214. Conversely, the yearly low was recorded on December 1, dropping to 1.7804.

This high-to-low spread represents a total annual volatility of 0.2409 SGD. From a start-to-finish perspective, comparing the January average rate of 1.8951 to the December average rate of 1.7956, the exchange rate registered a net change of -5.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 2.0214 was up 4.13% compared to the 2021 peak of 1.9412, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 10,107 SGD

2021 Average 9,573 SGD

Yearly Trough Low 8,902 SGD

Transaction Impact: A difference of 1,204.66 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.9635

1.7803

JanuMarcMayJulySeptNove

XDR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8940, compared to 1.8873 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0067 points.

H1 Avg (Jan–Jun) 1.8940

H2 Avg (Jul–Dec) 1.8873

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.2085 SGD (High: 2.0214 / Low: 1.8129). On the other end, January was the most stable month, with a tight range of 0.0205 SGD (High: 1.9061 / Low: 1.8856).

September Spread (Volatile) ±0.2085

January Spread (Stable) ±0.0205

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0823 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0823

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 1.9361) against the same month in 2021 (average: 1.9145), the exchange rate shifted by +0.0217 (+1.13%).

2022 Avg (September) 1.9361

2021 Avg (September) 1.9145

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9061	1.8856	1.8951
February	1.9093	1.8808	1.8903
March	1.9060	1.8847	1.8939
April	1.9058	1.8725	1.8907
May	1.9125	1.8830	1.8964
June	1.9146	1.8815	1.8975
July	1.9184	1.8753	1.8971
August	1.8944	1.8651	1.8810
September	2.0214	1.8129	1.9361
October	2.0212	1.8215	1.9482
November	1.9928	1.7871	1.8659
December	1.8139	1.7804	1.7956