YEARLY HIGH
1.8701 SGD
YEARLY LOW
1.6879 SGD
YEARLY AVERAGE
1.8125 SGD

2025 XDR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 1.8701. Conversely, the yearly low was recorded on July 5, dropping to 1.6879.

This high-to-low spread represents a total annual volatility of 0.1822 SGD. From a start-to-finish perspective, comparing the January average rate of 1.7709 to the December average rate of 1.8534, the exchange rate registered a net change of 4.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.8701 was up 3.39% compared to the 2024 peak of 1.8089, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 9,351 SGD
2024 Average 8,872 SGD
Yearly Trough Low 8,440 SGD
Transaction Impact: A difference of 911.16 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.8626
1.7512
JanuMarcMayJulySeptNove

XDR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7844, compared to 1.8406 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0562 points.

H1 Avg (Jan–Jun) 1.7844
H2 Avg (Jul–Dec) 1.8406

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.1822 SGD (High: 1.8701 / Low: 1.6879). On the other end, December was the most stable month, with a tight range of 0.0179 SGD (High: 1.8598 / Low: 1.8418).

July Spread (Volatile) ±0.1822
December Spread (Stable) ±0.0179

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0218 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0218

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 1.8162) against the same month in 2024 (average: 1.7796), the exchange rate shifted by +0.0365 (+2.05%).

2025 Avg (July) 1.8162
2024 Avg (July) 1.7796

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.7906 1.7465 1.7709
February 1.7896 1.7479 1.7605
March 1.7907 1.7449 1.7729
April 1.8510 1.7543 1.8104
May 1.8203 1.7114 1.7886
June 1.8339 1.7016 1.8034
July 1.8701 1.6879 1.8162
August 1.8587 1.8199 1.8353
September 1.8640 1.8346 1.8486
October 1.8591 1.8403 1.8498
November 1.8539 1.7690 1.8405
December 1.8598 1.8418 1.8534