2020 XDR to SGD Historical Review

YEARLY HIGH

1.9712 SGD

YEARLY LOW

1.8589 SGD

YEARLY AVERAGE

1.9210 SGD

2020 XDR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 1.9712. Conversely, the yearly low was recorded on January 13, dropping to 1.8589.

This high-to-low spread represents a total annual volatility of 0.1123 SGD. From a start-to-finish perspective, comparing the January average rate of 1.8642 to the December average rate of 1.9162, the exchange rate registered a net change of 2.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.9712 was up 3.00% compared to the 2019 peak of 1.9139, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 9,856 SGD

2019 Average 9,439 SGD

Yearly Trough Low 9,295 SGD

Transaction Impact: A difference of 561.45 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.9513

1.8563

JanuMarcMayJulySeptNove

XDR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9182, compared to 1.9237 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0055 points.

H1 Avg (Jan–Jun) 1.9182

H2 Avg (Jul–Dec) 1.9237

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0606 SGD (High: 1.9712 / Low: 1.9107). On the other end, June was the most stable month, with a tight range of 0.0169 SGD (High: 1.9331 / Low: 1.9162).

March Spread (Volatile) ±0.0606

June Spread (Stable) ±0.0169

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0121 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0121

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.9434) against the same month in 2019 (average: 1.8891), the exchange rate shifted by +0.0543 (+2.87%).

2020 Avg (March) 1.9434

2019 Avg (March) 1.8891

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8787	1.8589	1.8642
February	1.9114	1.8782	1.9023
March	1.9712	1.9107	1.9434
April	1.9610	1.9256	1.9415
May	1.9465	1.9240	1.9351
June	1.9331	1.9162	1.9230
July	1.9382	1.9179	1.9281
August	1.9415	1.9220	1.9329
September	1.9381	1.9205	1.9299
October	1.9310	1.9116	1.9210
November	1.9311	1.9065	1.9142
December	1.9245	1.9054	1.9162