YEARLY HIGH
1.8089 SGD
YEARLY LOW
1.7304 SGD
YEARLY AVERAGE
1.7745 SGD

2024 XDR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the XDR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 13, valuing the pair at 1.8089. Conversely, the yearly low was recorded on September 28, dropping to 1.7304.

This high-to-low spread represents a total annual volatility of 0.0784 SGD. From a start-to-finish perspective, comparing the January average rate of 1.7838 to the December average rate of 1.7721, the exchange rate registered a net change of -0.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 1.8089 was down 1.05% compared to the 2023 peak of 1.8280, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 9,044 SGD
2023 Average 8,961 SGD
Yearly Trough Low 8,652 SGD
Transaction Impact: A difference of 392.23 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

1.7971
1.7434
JanuMarcMayJulySeptNove

XDR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7860, compared to 1.7630 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0230 points.

H1 Avg (Jan–Jun) 1.7860
H2 Avg (Jul–Dec) 1.7630

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0373 SGD (High: 1.7873 / Low: 1.7499). On the other end, July was the most stable month, with a tight range of 0.0143 SGD (High: 1.7859 / Low: 1.7716).

November Spread (Volatile) ±0.0373
July Spread (Stable) ±0.0143

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0220 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0220

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2024: 1.7926) against the same month in 2023 (average: 1.7978), the exchange rate shifted by -0.0052 (-0.29%).

2024 Avg (April) 1.7926
2023 Avg (April) 1.7978

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.7982 1.7665 1.7838
February 1.7957 1.7692 1.7853
March 1.8035 1.7681 1.7838
April 1.8089 1.7833 1.7926
May 1.7926 1.7750 1.7855
June 1.7957 1.7771 1.7852
July 1.7859 1.7716 1.7796
August 1.7748 1.7393 1.7576
September 1.7613 1.7304 1.7479
October 1.7637 1.7471 1.7547
November 1.7873 1.7499 1.7661
December 1.7871 1.7568 1.7721