2015 XDR to SGD Historical Review

YEARLY HIGH

2.0097 SGD

YEARLY LOW

1.8423 SGD

YEARLY AVERAGE

1.9234 SGD

2015 XDR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the XDR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 3, valuing the pair at 2.0097. Conversely, the yearly low was recorded on April 28, dropping to 1.8423.

This high-to-low spread represents a total annual volatility of 0.1674 SGD. From a start-to-finish perspective, comparing the January average rate of 1.9020 to the December average rate of 1.9523, the exchange rate registered a net change of 2.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.0097 was up 1.91% compared to the 2014 peak of 1.9721, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 10,048 SGD

2014 Average 9,625 SGD

Yearly Trough Low 9,212 SGD

Transaction Impact: A difference of 836.93 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.0028

1.8552

JanuMarcMayJulySeptNove

XDR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8925, compared to 1.9544 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0619 points.

H1 Avg (Jan–Jun) 1.8925

H2 Avg (Jul–Dec) 1.9544

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0945 SGD (High: 2.0081 / Low: 1.9136). On the other end, February was the most stable month, with a tight range of 0.0168 SGD (High: 1.9218 / Low: 1.9049).

August Spread (Volatile) ±0.0945

February Spread (Stable) ±0.0168

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0392 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0392

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 1.9702) against the same month in 2014 (average: 1.8957), the exchange rate shifted by +0.0745 (+3.93%).

2015 Avg (October) 1.9702

2014 Avg (October) 1.8957

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9227	1.8825	1.9020
February	1.9218	1.9049	1.9145
March	1.9184	1.8944	1.9067
April	1.8849	1.8423	1.8675
May	1.8825	1.8645	1.8731
June	1.8999	1.8798	1.8910
July	1.9167	1.8857	1.8998
August	2.0081	1.9136	1.9595
September	2.0040	1.9686	1.9905
October	2.0097	1.9493	1.9702
November	1.9704	1.9338	1.9539
December	1.9675	1.9292	1.9523